Use our free tool to check if you have a defined contribution or defined benefit pension.
The way your pension works and the options you have depends on the type you have. Our quick and easy tool will:
ask you simple questions about your pension
tell you the type of pension it’s likely to be.
You can use the tool for each of your pensions. It only takes about one minute to complete.
This tool should be used as a guide. Your pension provider can confirm the exact type and features you have.
For more help and information about the different types of pensions, see our pensions explained section.
Need more information on pensions?
Call our helpline free on 0800 011 3797 or use our webchat. One of our pension specialists will be happy to answer your questions.
Our help is impartial and free to use, whether that’s online or over the phone.
Opening times: Monday to Friday, 9am to 5pm. Closed on bank holidays.
Pension Wise
- Explore your pension options
- Understanding what Pension Wise is and how to use it
- Find out your pension type
- Attending an appointment on behalf of a family member or friend
- Customer promise for Pension Wise appointments
- What can I do with my pension pot?
- Trusted sources of additional information
- View your appointment summary
- Pension Wise for employers
- Preparing for your Pension Wise appointment
- Book a free Pension Wise appointment

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.
Pension Wise
- Explore your pension options
- Understanding what Pension Wise is and how to use it
- Find out your pension type
- Attending an appointment on behalf of a family member or friend
- Customer promise for Pension Wise appointments
- What can I do with my pension pot?
- Trusted sources of additional information
- View your appointment summary
- Pension Wise for employers
- Preparing for your Pension Wise appointment
- Book a free Pension Wise appointment