Skip to content
Money Helper logo Money Helper logo Money Helper logo Money Helper logo Money Helper logo Money Helper logo
Cymraeg
  • Benefits
  • Everyday money
  • Family & care
  • Homes
  • Money troubles
  • Pensions & retirement
  • Savings
  • Work
  • Universal Credit

    Find out how Universal Credit works and how to manage your payment

    Benefits if you have children

    Entitlements to help with the cost of pregnancy or bringing up children

    Benefits if you’re sick, disabled or a carer

    Understand what support is available for coping with ill health

    Benefits in later life

    You may be entitled for help with other costs on top of your State Pension

    Benefits and work

    Extra support if you’re working, self-employed, or you’ve lost your job

    Benefits to help with housing costs

    Support to help with rent or mortgage payments if you’re on a low income

    Problems with benefits

    What to do if something goes wrong with your benefits

    Benefits

    All Benefits guidance

    Tools

    Calculator

    Benefits calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Banking and payments

    How to choose, use and manage bank accounts

    Budgeting

    How to budget, find the best deals and switch to save money

    Buying and running a car

    How to buy and finance a car, deal with problems with car finance, and cut running costs

    Credit

    Credit basics, applying for credit, credit ratings and problems with credit

    Insurance

    Insurance for cars, health, travel, and help with insurance

    Everyday money

    All Everyday money guidance

    Tools

    Tool

    Compare bank accounts

    Tool

    Budget Planner

    Tool

    Your options for borrowing money

    Tool

    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Becoming a parent

    Having a baby, returning to work, childcare costs

    Death and bereavement

    Wills, inheritance, sorting out estates

    Divorce and separation

    Sorting out money and homes, what if you have children, money after break ups

    Illness and disability

    Managing costs, extra financial support, help with work or study

    Long-term care

    Paying and getting funding, ways to pay, problems with care

    Student and graduate money

    Credit cards, bank accounts, student debts

    Talk money

    Difficult conversations, talking to teenagers, older people and partners

    Family & care

    All Family & care guidance

    Tools

    Calculator

    Divorce calculator

    Calculator

    Baby costs calculator

    Tool

    Budget Planner

    Calculator

    Benefits calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Mortgages and homebuying

    Mortgages, help buying, remortgaging, first-time buyers, help and support

    Renting

    Help renting a home and dealing with problems

    Homes

    All Homes guidance

    Tools

    Calculator

    Stamp Duty calculator

    Calculator

    Mortgage affordability calculator

    Calculator

    Mortgage repayment calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Help with the cost of living

    Budgeting, paying bills, finding extra financial support, coping with job loss

    Dealing with debt

    Bills, court fines, help with debts

    Money problems and complaints

    What to do about mis-selling, compensation and complaints

    Scams

    Spotting scams and what to do if you’re caught out

    Money troubles

    All Money troubles guidance

    Tools

    Tool

    Debt advice locator

    Calculator

    Benefits calculator

    Tool

    Bill prioritiser

    Tool

    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Building your retirement pot

    How much do you need, ways to build your pot, transferring and merging

    Pensions explained

    Starting a pension, types of pension, understanding pensions

    Pension problems

    Complaints, financial help when retired, changes to schemes

    State Pension

    How it works, what you might get, National Insurance

    Taking your pension

    Ways to draw your pension, when can you retire, Pension Wise appointments

    Tax and pensions

    Tax allowances, tax paid on pensions, tax relief

    Pensions and retirement

    All guidance, including how to use the Pension Wise service

    Tools

    Appointment

    Book a Pension Wise appointment

    Calculator

    Pension calculator

    Tool

    Money Midlife MOT

    Tool

    Find a retirement adviser

    ALL TOOLS

    Book your free Pension Wise appointment

    Over 50? Get free, impartial guidance from our government-backed service. We’ll explain your options for taking money from your pension pots.

  • How to save

    Getting started, getting the most out of savings, problems

    Investing

    How to invest, types of investing, buying and managing

    Types of savings

    Help with meeting goals, tax-friendly saving, saving for children

    Savings

    All Savings guidance

    Tools

    Calculator

    Savings calculator

    Tool

    Budget Planner

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Employment

    Basics, benefits, tax and National Insurance

    Losing your job

    What to do, alternatives, redundancy pay

    Self-employment

    Starting out, insurance, tax, self-assessment

    Work

    All Work guidance

    Tools

    Tool

    Budget Planner

    Calculator

    Redundancy pay calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Benefits
  • Everyday money
  • Family & care
  • Homes
  • Money troubles
  • Pensions & retirement
  • Savings
  • Work
  • Universal Credit Find out how Universal Credit works and how to manage your payment
    Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children
    Benefits if you’re sick, disabled or a carer Understand what support is available for coping with ill health
    Benefits in later life You may be entitled for help with other costs on top of your State Pension
    Benefits and work Extra support if you’re working, self-employed, or you’ve lost your job
    Benefits to help with housing costs Support to help with rent or mortgage payments if you’re on a low income
    Problems with benefits What to do if something goes wrong with your benefits
    Benefits All Benefits guidance
    Tools

    Calculator

    Benefits calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Banking and payments How to choose, use and manage bank accounts
    Budgeting How to budget, find the best deals and switch to save money
    Buying and running a car How to buy and finance a car, deal with problems with car finance, and cut running costs
    Credit Credit basics, applying for credit, credit ratings and problems with credit
    Insurance Insurance for cars, health, travel, and help with insurance
    Everyday money All Everyday money guidance
    Tools

    Tool

    Compare bank accounts

    Tool

    Budget Planner

    Tool

    Your options for borrowing money

    Tool

    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Becoming a parent Having a baby, returning to work, childcare costs
    Death and bereavement Wills, inheritance, sorting out estates
    Divorce and separation Sorting out money and homes, what if you have children, money after break ups
    Illness and disability Managing costs, extra financial support, help with work or study
    Long-term care Paying and getting funding, ways to pay, problems with care
    Student and graduate money Credit cards, bank accounts, student debts
    Talk money Difficult conversations, talking to teenagers, older people and partners
    Family & care All Family & care guidance
    Tools

    Calculator

    Divorce calculator

    Calculator

    Baby costs calculator

    Tool

    Budget Planner

    Calculator

    Benefits calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Mortgages and homebuying Mortgages, help buying, remortgaging, first-time buyers, help and support
    Renting Help renting a home and dealing with problems
    Homes All Homes guidance
    Tools

    Calculator

    Stamp Duty calculator

    Calculator

    Mortgage affordability calculator

    Calculator

    Mortgage repayment calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Help with the cost of living Budgeting, paying bills, finding extra financial support, coping with job loss
    Dealing with debt Bills, court fines, help with debts
    Money problems and complaints What to do about mis-selling, compensation and complaints
    Scams Spotting scams and what to do if you’re caught out
    Money troubles All Money troubles guidance
    Tools

    Tool

    Debt advice locator

    Calculator

    Benefits calculator

    Tool

    Bill prioritiser

    Tool

    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Building your retirement pot How much do you need, ways to build your pot, transferring and merging
    Pensions explained Starting a pension, types of pension, understanding pensions
    Pension problems Complaints, financial help when retired, changes to schemes
    State Pension How it works, what you might get, National Insurance
    Taking your pension Ways to draw your pension, when can you retire, Pension Wise appointments
    Tax and pensions Tax allowances, tax paid on pensions, tax relief
    Pensions and retirement All guidance, including how to use the Pension Wise service
    Tools

    Appointment

    Book a Pension Wise appointment

    Calculator

    Pension calculator

    Tool

    Money Midlife MOT

    Tool

    Find a retirement adviser

    ALL TOOLS

    Book your free Pension Wise appointment

    Over 50? Get free, impartial guidance from our government-backed service. We’ll explain your options for taking money from your pension pots.

  • How to save Getting started, getting the most out of savings, problems
    Investing How to invest, types of investing, buying and managing
    Types of savings Help with meeting goals, tax-friendly saving, saving for children
    Savings All Savings guidance
    Tools

    Calculator

    Savings calculator

    Tool

    Budget Planner

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Employment Basics, benefits, tax and National Insurance
    Losing your job What to do, alternatives, redundancy pay
    Self-employment Starting out, insurance, tax, self-assessment
    Work All Work guidance
    Tools

    Tool

    Budget Planner

    Calculator

    Redundancy pay calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

Home
Cymraeg
  1. Home
  2. Benefits
  3. Benefits if you're sick, disabled or a carer
Benefits Benefits if you're sick, disabled or a carer

Personal Independence Payment – an introduction

Personal Independence Payment (PIP) and Adult Disablility Payment (ADP) is a benefit that helps people aged 16 and over with the extra costs of a long-term health condition or disability. It has replaced Disability Living Allowance (DLA) for most people. It’s important to know how to claim it and how much you might get.

What’s in this guide

  • What is Personal Independence Payment?
  • Who can get PIP or ADP?
  • PIP and ADP rates
  • How to claim PIP and ADP
  • Moving from DLA for children to PIP or ADP
  • How to challenge a PIP decision

What is Personal Independence Payment?

PIP in England, Wales and Northern Ireland, or Adult Disability Payment (ADP) in Scotland helps with the extra costs of disability or long-term health conditions.

It’s a non means-tested benefit. So you can get it regardless of how much you earn, or whether you have savings or capital.

To qualify for it you must: 

  • be between 16 and State Pension age 
  • have had these difficulties for three months and expect them to last for at least another nine months (unless you’re terminally ill). 

You can't claim ADP and PIP at the same time. You can check your eligibility for ADPOpens in a new window on mygov.scot.

If you need to make a new claim for ADPOpens in a new window, you can find out how to apply online or over the phone on mygov.scot.

Use our Benefits calculator

If you’re living on a low income or have had an income shock, use our Benefits calculator to quickly find out what you could be entitled to.

Back to top

Who can get PIP or ADP?

To get PIP or the Adult Disability Payment, you must:

  • Need help with everyday tasks or getting around, or both because of a physical or mental condition.
  • Have needed this help for at least three months and expect to need it for at least another nine months. Unless you’re terminally ill with less than six months to live. You can start your claim within the first three months of needing help but your PIP entitlement won’t begin until the three month period has finished.

PIP and ADP when you’ve reached State Pension age

You’ll no longer have your payment reviewed when you reach State Pension age.

Instead, you’ll get an ongoing payment and a light touch review after ten years.

Find out more about Attendance Allowance or the Pension Age Disability Payment in our guide Benefits to help with your disability or care needs

If you’re over State Pension age, you won’t be able to make a new claim for PIP or ADP. Instead, you’ll have to claim Attendance Allowance or the Pension Age Disability Payment in Scotland.

Find out more about Attendance Allowance on Turn2us.

Disability benefits for children under 16

In England, Wales and Northern Ireland you can make a claim for Disability Living Allowance for a child aged under 16 who has difficulty getting around or who needs more care than a child of the same age who doesn’t have a disability.

In Scotland you can apply for the Child Disability Payment instead for children aged between three months and 18 years. 

Find out more in our guide Disability benefits and entitlements for children
 
Find out about Disability Living Allowance for children on GOV.UK or the Child Disability PaymentOpens in a new window on mygov.scot 
Back to top

PIP and ADP rates

Personal Independence Payment and the Adult Disability Payment are based on the level of help you need because of how your condition affects you and how able you are to do certain activities.

It is made up of two components:

The Mobility component might be paid if you need help getting about. This includes physically moving around and leaving your home. It’s also referred to as the mobility allowance.

The Daily living component might be paid if you need help with carrying out everyday activities, such as:

  • preparing and cooking food
  • eating and drinking
  • managing your treatments
  • washing and bathing
  • managing toilet needs or incontinence
  • dressing and undressing
  • communicating with other people
  • reading and understanding written information
  • mixing with others
  • making decisions about money
  • planning a journey or following a route.

Each component can be paid at either a standard or an enhanced rate.

Depending on how your condition affects you, it’s possible to get one component or both, and either the standard or the enhanced rate.

This is worked out using the results of an assessment.

Weekly rates 2025/26
- Standard weekly rate Enhanced weekly rate

Mobility component

£29.20

£77.05

Daily living component

£73.90

£110.40

Back to top

How to claim PIP and ADP

You can claim PIP by calling the Department for Work and Pensions (DWP) on 0800 917 2222. For other ways to claim PIP visit GOV.UKOpens in a new window

If you’re in Northern Ireland, call 0800 012 1573 or go to the nidirect website to find out more and make a claimOpens in a new window

They’ll then check you qualify to claim. If you qualify, DWP will send you a form called ‘How your disability affects you’.

It’s important you fill in this form carefully and give as much detail as you can about your condition.

For help filling in your PIP claim form, visit Citizens AdviceOpens in a new window

When DWP gets your form, they’ll decide whether you need a medical assessment. Or they might decide to ask your health or social care worker for more information.

If you’re in Scotland and you need to make a new claim for ADP, you can find out how to apply online or over the phone on mygov.scotOpens in a new window

 

Assessments

If you need an assessment, this is usually a face-to-face consultation with an independent, trained health professional.

The assessment is designed to work out what your individual needs are.

It will focus on how well you can carry out a range of activities you need to do to cope with everyday life.

Visit Citizens Advice for guidance on preparing for your PIP assessmentOpens in a new window

Failure to attend your assessment

You’ll receive a letter inviting you to your assessment which makes it clear if you fail to attend your telephone assessment your PIP claim will be ‘disallowed’.

If your claim is ‘disallowed’ you'll either need to follow the appeal process (see more on this below) or start a new claim. After your assessment, you’ll get a letter with a decision about whether you can get PIP and how much it will be.

If you get PIP, your award will be regularly reassessed to see if your condition has changed.

To find out more about the assessment criteria for PIP on GOV.UK
Back to top

Moving from DLA for children to PIP or ADP

If your child is getting DLA for children (in England, Wales or Northern Ireland), or Child Disability Payment (in Scotland) then they will need to move to PIP or ADP when they reach the age of 16.

Find out more in our guide Disability benefits and entitlements for children
Back to top

How to challenge a PIP decision

If you’re unhappy about a decision on your PIP claim, you can challenge it – but it’s important to follow the correct process.

Find out more in our guide How to appeal against a disability benefits decision
Back to top
Thank you for your feedback.
We’re always trying to improve our website and services, and your feedback helps us understand how we’re doing.
Share this article
Email Facebook Twitter
Share this with
WhatsApp LinkedIn
Copy this link
Send email
Copy this link
Benefits if you're sick, disabled or a carer

Personal Independence Payment (PIP)

  • Personal Independence Payment – an introduction
  • Moving from DLA to PIP – what to do if your award is reduced or stopped
  • Moving from DLA to PIP – coping with income changes
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website

Personal Independence Payment (PIP)

  • Personal Independence Payment – an introduction
  • Moving from DLA to PIP – what to do if your award is reduced or stopped
  • Moving from DLA to PIP – coping with income changes
Money and Pensions Service logo
H.M. Government logo
Level AA conformance, W3C WAI Web Content Accessibility Guidelines 2.1 Clear English Standard for Websites logo
  • About us
  • Getting help and advice
  • Contact us
  • Partners
  • Tools and calculators
  • Give feedback
  • Welsh language scheme
  • Blog

Follow us:

© 2025 Money and Pensions Service, Bedford Borough Hall, 138 Cauldwell Street, Bedford, MK42 9AB. All rights reserved.

  • Terms & conditions
  • Privacy notice
  • Accessibility statement
  • Sitemap
  • Cookies
  • Cookie preferences Cookie preferences
Talk to us live for…
Close
Talk to us live for…
Close
Talk to us live for pensions guidance
For the quickest reply, use our webchat or telephone helpline. We’re open between 9am and 5pm, Monday to Friday.
Previous Close
Talk to us live for money guidance using…
Previous Close
Talk to us live for pensions guidance using the telephone
  • From overseas: +44 20 7932 5780
  • For self-employed: 0345 602 7021
Hours
  • Mon – Fri:9.00am to 5.00pm
  • Sat, Sun and bank holidays:Closed

Calls from the UK are free. We’re committed to providing you with a quality service, so calls may be recorded or monitored for training purposes and to help us develop our services.

Previous Close
Talk to us live for money guidance using the telephone
  • Welsh: 0800 138 0555
  • Typetalk: 18001 0800 915 4622
  • From overseas: +44 20 3553 2279
Hours
  • Mon – Fri:8.00am to 6.00pm
  • Sat, Sun and bank holidays:Closed

Calls from the UK are free. We’re committed to providing you with a quality service, so calls may be recorded or monitored for training purposes and to help us develop our services.

Previous Close
If you’ve got a serious medical condition or disability and need travel insurance.
Use our travel insurance directory to get a list of specialist providers you can contact directly, as we can't give you quotes.

Need further help? If you’ve used the directory or you need further help to find an insurer, the British Insurance Brokers’ Association can link you with a broker. Call: 0370 950 1790

Previous Close
Call us for help dealing with debt.
If you’ve missed payments and are struggling with debt, call us and press 1 to speak to one of our debt advice partners. Hours
  • Mon - Fri: 9.00am - 5.00pm
  • Sat Sun and bank holidays: Closed

Calls from the UK are free. We’re committed to providing you with a quality service, so calls may be recorded or monitored for training purposes and to help us develop our services.

Previous Close
Call us if you’re worried about fraud or scams and need expert guidance.
Our specialists are here to support you over the phone. Hours
  • Mon - Fri 9.00am - 5.00pm
  • Sat-Sun and Bank Holidays Closed

Calls from the UK are free. We’re committed to providing you with a quality service, so calls may be recorded or monitored for training purposes and to help us develop our services.

Previous Close
Talk to us live for pensions guidance using webchat
Hours
  • Mon – Fri:9.00am to 5.00pm
  • Sat, Sun and bank holidays:Closed
Previous Close
Talk to us live for money guidance using webchat
Hours
  • Mon – Fri:8.00am to 6.00pm
  • Sat, Sun and bank holidays:Closed
Previous Close
Talk to us for pensions guidance using our web form

We’ll respond as soon as we can, but this can take over five working days. For a quicker reply, use our webchat between 9am and 5pm, Monday to Friday.

Previous Close
Talk to us for money guidance using our web form

We aim to respond within 2 working days

Previous Close
Talk to us live for money guidance using WhatsApp

Download app: WhatsApp

For help sorting out your debt or credit questions. For everything else please contact us via Webchat or telephone.

Previous Close