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  • Benefits
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  • Universal Credit Find out how Universal Credit works and how to manage your payment
    Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children
    Benefits if you’re sick, disabled or a carer Understand what support is available for coping with ill health
    Benefits in later life You may be entitled for help with other costs on top of your State Pension
    Benefits and work Extra support if you’re working, self-employed, or you’ve lost your job
    Benefits to help with housing costs Support to help with rent or mortgage payments if you’re on a low income
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    Benefits All Benefits guidance
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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

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    Buying and running a car How to buy and finance a car, deal with problems with car finance, and cut running costs
    Credit Credit basics, applying for credit, credit ratings and problems with credit
    Insurance Insurance for cars, health, travel, and help with insurance
    Everyday money All Everyday money guidance
    Tools

    Tool

    Compare bank accounts

    Tool

    Budget Planner

    Tool

    Your options for borrowing money

    Tool

    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

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    Death and bereavement Wills, inheritance, sorting out estates
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    Illness and disability Managing costs, extra financial support, help with work or study
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    Calculator

    Divorce calculator

    Calculator

    Baby costs calculator

    Tool

    Budget Planner

    Calculator

    Benefits calculator

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

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    Stamp Duty calculator

    Calculator

    Mortgage affordability calculator

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

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    Debt advice locator

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    Bill prioritiser

    Tool

    What to do when you’ve been refused credit

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Building your retirement pot How much do you need, ways to build your pot, transferring and merging
    Pensions explained Starting a pension, types of pension, understanding pensions
    Pension problems Complaints, financial help when retired, changes to schemes
    State Pension How it works, what you might get, National Insurance
    Taking your pension Ways to draw your pension, when can you retire, Pension Wise appointments
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  4. Book a free Pension Wise appointment
Pensions & retirement Pension Wise Book a free Pension Wise appointment

Book a Pension Wise appointment in British Sign Language

We can connect you with a British Sign Language (BSL) interpreter to explain the options for taking your defined contribution pension. Here’s how to book a free appointment.

Read this page in BSL

Watch a BSL interpreter explain what Pension Wise is and how to book.

What Pension Wise is and how to book

Read the transcript

A Pension Wise appointment explains your options for taking money from a defined contribution pension. Pension Wise is a free service backed by government. 

You can start online at any time or book to speak to one of our pension specialists and a British Sign Language (BSL) interpreter.    

During your appointment, we’ll explain how each pension option works, what tax you could pay and common scams to watch out for. 

You can have an appointment if you have a UK-based defined contribution pension and are either 50 or over or under 50 and taking your pension early due to ill health or have inherited someone else’s pension. It doesn’t matter how small your pension pot is. 

Not sure if you have a defined contribution pension? Find out your pension type using our tool – you’ll find the link on this page.  

There are two ways to have a Pension Wise appointment with a BSL interpreter, lasting up to 90 minutes. You can request a video call using the online form linked to from this page. Or you can book a face-to-face appointment at your local Citizens Advice by making a BSL call.  

Click the link on this page and we’ll connect you to a BSL interpreter who will call us to arrange your appointment. You’ll see only the interpreter on your screen. Our booking line opening hours are 9am to 5pm, Monday to Friday. We’re closed on bank holidays. 

It’s best to call from somewhere private, in front of a plain background with no movement. You’ll need to be connected to the internet. The service is free, but you might pay for any data used to be online.  

There are two ways to book a signed Pension Wise appointment. You can: 

  • Request a video call by completing our online form – we’ll reply within two working days with available dates and times. 
  • Book a face-to-face meeting by making a BSL callOpens in a new window – lines are open between 9am and 5pm, Monday to Friday. Closed on bank holidays.

Watch a BSL interpreter explain how best to prepare for your appointment.

How best to prepare for your appointment

Read the transcript

You’ll usually benefit more from a Pension Wise appointment if you: 

Ask each of your pension providers how much your pension is currently worth and if your pension has any special features, like a guaranteed pot value or annuity rate.   

Check your State Pension forecast to find out how much you’re on track to get online at gov.uk/check-state-pension or by contacting the Future Pension helpline at gov.uk/future-pension-centre.  

Have details of your other finances with you, like how much you have in savings and investments or owe in debts and repayments.   

Think about your plan for retirement, such as when you’d like to stop working and what type of pension income you’d like – for example, a fixed and guaranteed income for life or amounts as and when you need them.     

You’ll get a summary of your pension options and next steps after your appointment. 

How a Pension Wise appointment could help you

A Pension Wise appointment explains your options for taking money from a defined contribution pension. Pension Wise is a free service backed by government. 

You can start an appointment online at any time or book to speak to one of our pension specialists and a BSL interpreter. 

During your appointment, we’ll explain: 

  • how each pension option works 
  • what tax you could pay 
  • common scams to watch out for.  

Who can have a Pension Wise appointment?

You can have an appointment if you have a UK-based defined contribution pension and are:   

  • 50 or over 
  • under 50 and: 
    • taking your pension early due to ill-health or 
    • have inherited someone else’s pension.   

You can use our tool to find out your pension type or ask your pension provider.   

How to book a Pension Wise appointment in BSL

There are two ways to have a free Pension Wise appointment with a BSL interpreter. Appointments usually last up to 90 minutes. 

1. Request a video call appointment

A BSL interpreter will join our pension specialist on a video call.  

You can request a video call by completing our online form. We’ll reply within two working days with available dates and times. 

2. Book a face-to-face meeting

A BSL interpreter will join our pension specialist at your local Citizens Advice.  

You can book a face-to-face meeting by making a BSL callOpens in a new window between 9am and 5pm, Monday to Friday. We’re closed on bank holidays. 

You’ll be connected to a BSL interpreter who will call us to arrange your appointment. You’ll only see the interpreter on your screen.  

It’s best to call from somewhere private, in front of a plain background with no movement. You’ll need to be connected to the internet. The service is free, but you might pay for any data used to be online. 

If you’re booking on behalf of someone else, you can also call 0800 138 1585Opens in a new window or +44 20 3733 3495Opens in a new window  if you’re outside the UK.   

How to prepare for your Pension Wise appointment

You’ll usually benefit more from a Pension Wise appointment if you:   

1. Ask each of your pension providers:   

  • how much your pension is currently worth   
  • if your pension has any special features, like a guaranteed pot value or annuity rate.   

2. Check your State Pension forecast to find out how much you’re on track to get:   

  • online at GOV.UKOpens in a new window    
  • by contacting the Future Pension helplineOpens in a new window

3. Have details of your other finances with you, like how much you:   

  • have in savings and investments   
  • owe in debts and repayments.   

4. Think about your plan for retirement, such as:   

  • when you’d like to stop working   
  • what type of pension income you’d like – for example, a fixed and guaranteed income for life or amounts as and when you need them.   

You’ll get a summary of your pension options and next steps after your appointment. 

For more information, see our guide How to prepare for your Pension Wise appointment.  

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