From 20 November 2025, this tool will no longer be available. To help understand your pension options, you can start an online Pension Wise appointment at any time, or see our guide What can I do with my pension pot?
If you have a UK based defined contribution (personal or workplace) pension you choose how to take your money.
You can use this service to find out about:
- the options for taking your pension money
- how each option is taxed
- next steps to take
- questions to ask your provider.
How it works
- You’ll get a brief summary of the six options for taking a defined contribution pension.
- Select the ones you’re most interested in for more detailed information.
- You can then choose extra information, for example, how your pension is taxed.
- Print or download your summary.
Before you start
You need to have a UK based defined contribution pension (not a final salary or career average pension).
Not sure what pension type you have?
You can get help with the State Pension from the Pensions Service
