What disability and sickness benefits can I claim?

You might be able to claim Statutory Sick Pay of £118.75 a week (2025/26) for up to 28 weeks if:

• you’re employed, but not able to work
• your average earnings for the two months before you stopped working were at least £125 a week.

If your Statutory Sick Pay has run out, or you don’t qualify for it (for example, because you're self-employed) you might be able to get New Style Employment and Support Allowance (ESA). 

This is paid if you can’t work or can only work a few hours a week because of sickness or disability. To qualify, you need to have been paying National Insurance contributions for the past two to three years.

If you don’t qualify for Statutory Sick Pay or New Style Employment and Support Allowance, you might be able to claim Universal Credit.

You can also claim Universal Credit alongside Statutory Sick Pay or New Style Employment and Support Allowance. You might end up getting more money if you claim both, particularly if you pay rent or have children to support.

Personal Independence Payment (PIP) in England, Wales or Northern Ireland, or Adult Disability Payment (ADP) in Scotland, is paid if you find it difficult to carry out daily tasks or get about.

It’s not means-tested, which means you could get it regardless of how much income or savings you have.

To qualify for it you must:

• be aged between 16 and State Pension age
• have had these difficulties for three months and expect them to last for at least another nine months (unless you’re terminally ill).

If you need to make a new claim for ADP, you can find out how to apply online or over the phoneOpens in a new window on mygov.scot.

You could get between £29.20 and £187.45 a week (2025/26), depending on how severely your condition affects you.

You can only make a new claim for Disability Living Allowance (DLA) for children under 16.

It’s not means-tested, which means you could get it regardless of how much income or savings you have.

Your child could get between £29.20 and £187.45 a week (2025/26), depending on how severely their condition affects them.

You might qualify for Attendance Allowance in England, Wales and Northern Ireland, or the Pension Age Disability Payment in Scotland, if:

• you need help with personal care
• you need supervision to keep you safe
• you’re at State Pension age or over and haven’t previously claimed PIP.

Most people can no longer make a new claim for Housing Benefit and will have to claim the housing costs element of Universal Credit instead.

If you’ve reached State Pension age, or you’re getting the severe disability premium, you might still be able to put in a new claim for Housing Benefit.

You might get help towards interest payments on your mortgage. This is called Support for Mortgage Interest (SMI).

SMI is usually paid directly to the lender 13 weeks after you first apply for this benefit. If you're claiming Pension Credit you can qualify for SMI straightaway.

It’s paid as a loan. You’ll have to pay this back either when you sell your house, or voluntarily when you’re able to – for example, when you return to work.

If you’re on a low income or you or someone you live with is disabled you might be able to get help with Council Tax or Rates payments. You might also be entitled to pay less if you need a larger or adapted property because of a disability.

In England, Scotland and Wales, you might be able to pay Council Tax for a lower band than the property you live in. For example, if you live in a Band B property because you need the space to get around in your wheelchair, you might only need to pay Band A Council Tax.  

In Northern Ireland you can get a 25% discount on your Rates if your home has been adapted to meet the needs of a disabled person.  

People with severe mental impairments can be exempt from paying Council Tax. If you live alone with someone who is exempt from paying Council Tax then you’d be able to claim a single person discount on your Council Tax in England, Scotland and Wales.  

Each local council has their own Council Tax Reduction scheme, so the help you get depends on where you live.

England and Wales

Contact your local council to find out more about their Council Tax Reduction scheme.

Scotland

Contact your local authority to find out about their Council Tax Reduction scheme.

Northern Ireland

You’ll need to claim Rate Relief instead.

If your disability or illness was caused at work, you might be able to claim Industrial Injuries Disablement Benefit.

You must have been working for an employer or taking part in approved training. You won’t be able to claim it if you were self-employed.

The amount you can get depends on how severely your condition affects you.

It isn’t means-tested, so you could get it regardless of how much income or savings you have.

If you’ve reached State Pension age, you’ll be able to claim the State Pension.

If you’re on a low income, you might be able to top it up with Pension Credit.

However, if you’re in a couple and only one of you is over State Pension age, you’ll have to claim Universal Credit instead of Pension Credit until you both reach State Pension age.

Benefits that help you with the extra care needs of being sick or disabled aren’t means-tested. These include Personal Independence Payment (PIP) and Attendance Allowance This means they’re not affected by your income and savings.

Other benefits, such as Universal Credit and Pension Credit, are affected by your income and savings – and your partner’s too.

Even if you have income and/or savings, it’s worth getting a benefits check to find out what you might be entitled to.

If a friend or family member cares for you, there’s also support available for them.

People who get the higher rate mobility element of Disability Living Allowance or Personal Independence Payment. The scheme can provide a car, motorised wheelchair or scooter.

Call Motability on 0300 456 4566Opens in a new window.

The Blue Badge scheme helps people with severe mobility problems who have difficulty using public transport to park close to where they need to go. Charges and entitlement rules for the Blue Badge scheme vary across the UK.

Apply online for the blue badge(Opens in a new window) on GOV.UK or contact your local council.

There’s plenty of free help available if you’re unsure about what benefits you’re entitled to, or need help with making a claim.

If you claim benefits, you must explain your condition. Otherwise you might not get all the help you’re entitled to.

Find out more in our guide Where can I get help and advice about benefits?

If you can’t manage your benefits yourself, an individual or organisation can do this on your behalf.

This is called being an appointee. They become responsible for dealing with your Department for Work and Pensions (DWP) or Social Security Scotland benefits.

If you have a learning disability, there are not-for-profit organisations you can ask to help you with your benefits as your advocate and appointee.

Prescriptions are free in Scotland, Wales and Northern Ireland, whatever your age and circumstances.

If you live in England and you’re getting certain benefits or you’re on a low income, you might be able to get help with health costs.

These include:

• dental costs
• eyecare costs
• NHS prescriptions
• help with travel costs to hospital appointments.