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  3. Benefits if you're sick, disabled or a carer
Benefits Benefits if you're sick, disabled or a carer

Benefits you can claim as a carer

If you’re a carer, there’s financial support out there to help you. Find out what’s available and how to apply.

What’s in this guide

  • Carer’s Allowance
  • Carer’s Credit
  • Carer Premium
  • Pension Credit
  • Local welfare assistance
  • Other benefits you might be able to claim
  • Other schemes and entitlements
  • Where to get help and advice about benefits

Carer’s Allowance

In 2025/26, Carer’s Allowance is £83.30 a week.

You might be able to claim it if you:

  • spend at least 35 hours a week caring for someone
  • are aged 16 or over
  • aren’t in full-time education or studying for 21 hours a week or more
  • earn £196 (2025/26) a week or less after tax, National Insurance and expenses (£10,192 a year). 

The person you’re caring for must also be getting a benefit because of their illness or disability. For example, they must be getting:

  • Attendance Allowance
  • Personal Independence Payment (either rate of the daily living component)
  • Armed Forces Independence Payment.

See GOV.UK for a full list of the benefits the person you care for might be gettingOpens in a new window

Carer’s Allowance is taxable. But you’ll only have to pay tax if:

  • you have other sources of taxable income, such as occupational or personal pensions or part-time earnings, and
  • if this combined income takes you over the threshold for paying tax – £12,570 a year in 2025/26.

Carer’s Allowance on its own is currently below this threshold.

How does Carer’s Allowance affect other benefits?

Carer’s Allowance can affect other benefits you might be already getting – so you might be paid less in another benefit.

It will count as income if you’re getting Universal Credit. But you might also qualify for extra Universal Credit because you’re a carer.

It can also affect the benefits of the person you’re caring for. For example, if they’re getting Severe Disability Premium – this might stop if you claim Carer’s Allowance.

Making sure your earnings stay under the threshold

If your average weekly take home pay is more than £196 (2025/26) after deductions, you’ll no longer be entitled to Carer’s Allowance.

HMRC now give up-to-date information about earnings to the Department for Work and Pensions (DWP).

If you earn more than this in any given week, it’s important to tell the DWP. If you don’t, you’ll be asked to pay back the amount you were overpaid.

If your earnings vary from week to week, it’s important to let the DWP know. This is so they can average out your earnings so you stay under the limit.

You can report changes using the carer’s allowance serviceOpens in a new window on GOV.UK, or you can contact the Carer’s Allowance UnitOpens in a new window on GOV.UK, as well as finding more about carer's allowance on the Low Incomes Tax Reform GroupOpens in a new window site.

You can’t usually get Carer’s Allowance if you’re already claiming State Pension or certain income-replacing benefits such as, New Style Employment and Support Allowance.

However, it’s still worth making a claim even though you won’t get Carer’s Allowance itself. Just being eligible might entitle you to top-up income for other benefits you get. This is called having an ‘underlying entitlement’ to Carer’s Allowance. 

Your local Jobcentre Plus – or Jobs and Benefits Office in Northern Ireland – will be able to tell you which benefits to apply for. Or you can contact your local Citizens Advice.

Find your nearest Citizens Advice branchOpens in a new window on advicelocal

There’s more information about Carer’s Allowance on these websites:

  • find out more about Carer’s AllowanceOpens in a new window on GOV.UK.
  • watch a video and find examples of how Carer’s Allowance worksOpens in a new window on Carers UK.
  • use our Benefits calculator.

Northern Ireland

Find out more at nidirect about Carer’s Allowance in Northern Ireland

Scotland

If you live in Scotland, you must apply for Carer Support Payment instead of Carer’s Allowance. This is paid at a standard rate of £83.30 (2025/26) per week. 

Find out more about applying for Carer Support PaymentOpens in a new window on mygov.scot.

Carers in Scotland also get two supplementary payments, usually in June and December. In 2025/26 these payments will be £293.50 each.

You won’t get Carer’s Allowance Supplement if you have an underlying entitlement to Carer’s Allowance. Carer’s Allowance Supplement won’t affect your other benefits.

Find out more about Carer's Allowance SupplementOpens in a new window on mygov.scot
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Carer’s Credit

Carer’s Credit is a National Insurance credit that fills gaps in your National Insurance record.

It helps towards your State Pension while you’re not making any contributions because of your caring role.

You might be able to get Carer’s Credit if:

  • you’re aged 16 or over
  • you’re not yet getting State Pension
  • you don’t qualify for Carer’s Allowance
  • you spend at least 20 hours a week caring for someone
    • the person you’re looking after gets a benefit because of their illness or disability. For example:
    • Disability Living Allowance - middle or highest rate of the care component 
    • Attendance Allowance. 
    • Constant Attendance Allowance 
    • Personal Independence Payment daily living part 
    • Armed Forces Independence Payment 
    • Child Disability Payment (CDP) middle or highest rate of the care component.  

See GOV.UK for a full list of the benefits the person you care for might be gettingOpens in a new window

If the person you’re caring for doesn’t get one of these benefits, you might still be able to claim by completing a ‘Care Certificate’.

England, Scotland and Wales

Find out more about Carer’s CreditOpens in a new window on GOV.UK

Northern Ireland

Find out more about caring and your pensionOpens in a new window on nidirect
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Carer Premium

You might be entitled to an additional Carer Premium of up to £46.40 (2025/26) a week if you already get:

  • Universal Credit – and get the ‘carer element’
  • Pension Credit – and get the ‘carer addition’.

Ask about the Carer Premium at your local Jobcentre Plus or Jobs and Benefits Office. However, if you qualify, the payment will usually be added automatically.

If you’re entitled to Carer Premium you might also be able to use it to support a claim for a Council Tax discount. Find out more in our guide Benefits to help with your disability or care needs.

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Pension Credit

This is a benefit you can get if you’ve reached State Pension age. It’s designed to top up your income in retirement.

If you live with a partner, you’ll only be able to claim Pension Credit if you’ve both reached State Pension age.

Find out if you qualify in our guide Increase your retirement income with Pension Credit
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Local welfare assistance

If you have an unexpected and urgent financial need and you’re getting certain benefits or are on a very low income, you might be able to get local help. This is called local welfare assistance.

England

Contact your local council to find out more about what help they might be able to provide. 

Find your local councilOpens in a new window on GOV.UK

Scotland

Find out more about the Scottish Welfare FundOpens in a new window on mygov.scot

Wales

Find out more about the Discretionary Assistance FundOpens in a new window on gov.wales

Northern Ireland

Find out more about the Social FundOpens in a new window on nidirect
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Other benefits you might be able to claim

As a carer, there are other benefits and support you might qualify for.

Universal Credit

If you have a low income – whether or not you’re working – Universal Credit can give you extra money to live on.

Find out more in our guide Universal Credit explained

If you’re caring for a severely disabled person for at least 35 hours a week, you might qualify for the carer element of Universal Credit.

Find out more about the carer element and how much you might get in our guide How much is Universal Credit?

Universal Credit works differently in Northern IrelandOpens in a new window Find out more on nidirect.

Help with housing costs

If you’re renting, you might get help with your housing costs through the Housing Costs element of Universal Credit (or Housing Benefit if you're over State Pension age).

If you’re a homeowner, you can get help with your mortgage interest payments through Support for Mortgage Interest (SMI). This is offered as a repayable loan.

Find out more in our guide Support for Mortgage Interest (SMI)

Other help if you’re on a low income

You might also be entitled to financial help with your:

  • fuel
  • health costs
  • Council Tax
  • home repair services.
Take a few minutes to check which benefits you can claim and how much you could get a month with our Benefits calculator
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Other schemes and entitlements

Motability scheme

If you’re caring for someone with limited mobility, they might be able to get support from the Motability scheme. This can help by providing a car, wheelchair or powered scooter.

Find out if you're eligibleOpens in a new window on Motability

Blue badge parking

Blue badge parking permits allow drivers who have passengers with mobility issues to park in more convenient locations, such as disabled parking bays.

You can also park on single or double lines for up to three hours.

Find out how to apply for a blue badgeOpens in a new window on GOV.UK

Disabled Persons Railcard

The Disabled Persons Railcard entitles the cardholder and a carer or companion one third off most adult rail fares on the National Rail network.

It costs £20 a year, or £54 for a three-year card. You can buy one online or pick up a postal application form at any staffed station ticket office. 

Find out more on Disabled Persons Railcard

Cinema Exhibitors’ Association Card

This card entitles you to one free ticket when you take the person you’re caring for to the cinema. All national cinema chains accept it. You can apply for the card online.

Find out more on Cinema Exhibitors’ Association Card

Other discounts

There are lots more free or discounted entry offers available to carers at museums, leisure centres and National Trust sites across the country.

They’re not always advertised – so it’s worth asking when you’re buying tickets.

Several local authorities also offer carers’ shopping, leisure and other discounts. Ask your local authority what extra support they offer.

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Where to get help and advice about benefits

Claiming carer’s benefits can be complicated. So it’s important to make sure you’re getting the right entitlements.

Find out more in our guide Where can I get help and advice about benefits?
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Benefits if you're sick, disabled or a carer

Benefits if you’re sick, disabled or a carer

  • What disability and sickness benefits can I claim?
  • Universal Credit for sick or disabled people
  • Benefits to help with your disability or care needs
  • Charitable grants for ill or disabled people
  • What is Employment and Support Allowance?
  • Disability benefits and entitlements for children
  • Benefits you can claim as a carer
  • Financial support for young carers
  • Personal Independence Payment – an introduction
  • Moving from DLA to PIP – what to do if your award is reduced or stopped
  • Moving from DLA to PIP – coping with income changes
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MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website

Benefits if you’re sick, disabled or a carer

  • What disability and sickness benefits can I claim?
  • Universal Credit for sick or disabled people
  • Benefits to help with your disability or care needs
  • Charitable grants for ill or disabled people
  • What is Employment and Support Allowance?
  • Disability benefits and entitlements for children
  • Benefits you can claim as a carer
  • Financial support for young carers
  • Personal Independence Payment – an introduction
  • Moving from DLA to PIP – what to do if your award is reduced or stopped
  • Moving from DLA to PIP – coping with income changes
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